When to Speak to a Mortgage Professional

Shopping for a mortgage? We can assist you! Give us a call at (972) 292-0448. Ready to get started? Apply Here.

It is important to see a mortgage loan pro early, even if you haven't settled on what type of house you hope to find. Why? If you do not know yet how much house you want to qualify for, how could we help?

We Can Help You Pre-Qualify

We can help you calculate how much of a mortgage you can afford, and the amount of money you can borrow, by walking you through the pre-qualification process. In the process, we calculate your borrowing power - analyzing your employment, available money for down payment, debt, income, and other circumstances. It's short and to the point; We keep the paperwork light.

After you are considered eligible, we document our confidence in your potential to qualify for a mortgage by awarding you a Pre-Qualification Letter (also called a "pre-qual").

Buying Clout

Some advantages open to you when you find your dream house, and have pre-qualification. First, it helps you know how much you can offer. Even more important to the seller of the home, your pre-qualification gives them certainty - as if you'd arrived at their home with a bag of cash to make the offer! They will not need to wonder if that they have been wasting their time if you don't be able to qualify for a high enough mortgage loan. The seller of the home won't be concerned that he won't be able to count on you to qualify for your mortgage in the amount you will need.Your qualifying for your needed loan amount won't cause them concern. You'll have the sway of a buyer ready to make the deal right now!

We help with your pre-qualification

We can help you calculate how much of a mortgage loan you can afford, and the amount of money you will be able to borrow, by taking you through the pre-qualification process. We can achieve this by analyzing your income and debts, your employment and housing situations, the funds available for down payment, required reserves, and other considerations. It's quick and basic; and we take pride in keeping the paperwork light.

Face to Face

While you are able to try our tools to calculate mortgage variables on this site, it's a good idea to meet with us. We can work toward your pre-qualification letter. For another thing, we might be able to find a different mortgage program that fits your situation better. Contact us at (972) 292-0448 to get started.

Have questions about pre-qualifying? Call us at (972) 292-0448. We answer pre-qualification questions every day.

Basic Pre-Approval

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